This is a common offer by banks and has been used by many people to buy their first homes. These home loans have repayment periods of up to 30 years and are regularly used by home buyers today.

Statistics show that Australian household debt is at record levels. And many people are paying more interest than they need to on their debt. What this means is that it can be difficult, cost a lot more and take a lot longer to reduce the amount owing.

If you have experienced financial problems in the past, non conforming home loans provide the ideal opportunity to help you re-build your general bad credit or bad credit home loan rating and obtain a mortgage either for an established home or a home you intend to build.

Not only can an online mortgage save you time and money, but you’ll also be able to fill in your application in your own time from the comfort of your own home.